Search
Categories

Archive for November, 2011



PostHeaderIcon Things You Should Know Before Investing in Solar Energy

This interesting article addresses some of the key issues regarding Solar Energy. A careful reading of this material could make a big difference in how you think about Solar Energy.

There is no doubt that there are a lot of benefits in using solar energy. Aside from protecting the environment, you get to save a great deal of money. But before you switch to solar energy, here are a few things you should consider.

First, is your roof right for solar power? Most solar power systems can be installed as long as the roof is flat and made of material such as bitumen, composite shingle, cement tile, metal or tar and gravel. If this is how your roof is positioned, then there shouldn’t be any problems.

The solar panels will be installed parallel to the roof surface. If you are concerned that the weight could be too heavy for your roof, don’t be since this is very light and quite rare that you have to do some structural work before installing the system.

When you are looking for a contractor, find out how much it will cost to install the system. You should compare these first before you decide in picking the best one. But you should know right now that installing solar powered cells are a bit expensive. There are also no financing programs you can avail of. Your best bet if you don’t have enough money is to apply for a home equity loan.

If you are planning to install this in a commercial establishment, the various loans you can avail of include the capital equipment loan, equipment secured loan, property secured loan or the SAFE-BIDCO energy efficiency loan.

The best time to learn about Solar Energy is before you’re in the thick of things. Wise readers will keep reading to earn some valuable Solar Energy experience while it’s still free.

Non-profit organizations may also avail of special loans for solar energy and the best one is through third party financing. In this case, the non-profit organization and the contractor will purchase the system and make use of the tax credits. The third party will then pass on the charges for the produced power to the non-profit and after the system has depreciated, this is sold to the non-profit at a discount.

The end result is that you pay for less than what you are currently paying for because it is maintenance free.

In fact, people are encouraged to borrow money to pay for solar energy. This is because you borrow money at a fixed rate and in return recouped your investment of about 7-11% annually as the utility rates increase so you pay less for it every month. This makes investing in solar energy very similar to other investments such as bonds, property and stock.

Will installing a solar system have any effect on your property? The answer is yes. In fact, it will increase the resale value of your property without having to pay much more in terms of property taxes. If you have a lot of space to spare, you may even be able to zero out your electric bill as long as the sun comes out so you can convert sunlight into electricity.

Aside from increasing the properly value, you will also be able to avail of tax credits from the government.

Solar energy can power your home in the same way you get electricity from the grid. You won’t be able to use it when there is a power outage or when the sun is shining but fortunately, this doesn’t happen daily so it is still an alternative form of energy worth considering.

About the Author
By Anders Eriksson, feel free to visit his soon to be top ranked Perpetual20 training site: Perpetual 20

PostHeaderIcon The Future of Solar Energy – How It Looks and How It Affects Nature

Do you ever feel like you know just enough about Solar Energy to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from Solar Energy experts.

The future of solar energy lies on the indigenous hands of people who never tire out from thinking of ways in order to make life easier to live. With the advancement in the technology, the boom of the Internet age and a lot of other things, there will come a time when people will turn their backs on whatever is conventional. This can be good and bad in many ways, depending on who is looking at it and from what perspective.

But people’s quest for the advancement and development of everything that surrounds them provides lots of negative effects as well. Here are only some.

1. Sometimes, people neglect the environment and how to properly take care of it for the mere fact that they are greedy to get their ideas done no matter what the consequences to the nature will be. Such advancements create harmful effects in the whole state and balance of nature. How many times have you heard about forest denudation or grave floods that kill people? All these occurrences can also be rooted to the activities of men that suffice for their own good without so much consideration for their natural habitat and the nature.

2. With the continuing advancement of everything that surrounds people, the generational gap becomes wider and wider. Old folks will fight for the benefits of the conventional tools and mediums. The newer generations cannot afford to sit on those old ways to do things. They are a slave to the continuing technological developments.

It is okay to initiate change. It is good to find better ways to do things. But people must be cautious in achieving this. They must think about everything around them before they even start on their venture to newer and better ways to achieve greatness.

You can see that there’s practical value in learning more about Solar Energy. Can you think of ways to apply what’s been covered so far?

The Innovations

As of today, solar energy is one of the best options that people have with regards to alternative power sources. This has already evolved. There was a time when you can only avail such power source when the sun is present and that is during daytime. With the genius of the people behind the development of this resource, they were able to create green gas that can produce electricity. This is done by splitting water properties into hydrogen and oxygen. Both gasses will then be grouped into a cell that will be the electricity source.

The same geniuses estimated that the entire planet can rely to an hour of sunlight for its one year electricity consumption. Solar cells have been developed to produce electricity from the energy coming from the sun. The panels for such technology can also be used to heat water and cook food. There are now the solar heating, solar cookers and solar furnaces as add-ons to this innovative venture.

There are now hydrogen based cars. These are fueled by the split hydrogen in water. The solar cells also power the satellites that orbit through the surface of the Earth. This is the reason why there are advancements that people benefit from such as satellite phones and TV, accurate weather forecasting, even the development of the GPS technology and a lot more.

There are a lot of benefits that people can gain from the future of solar energy. You just have to think that whatever you do or however you use such technology for your own good, you must always think of ways to protect your environment first to be able to get the most out of such improvements.

I hope that reading the above information was both enjoyable and educational for you. Your learning process should be ongoing–the more you understand about any subject, the more you will be able to share with others.

About the Author
Monica Flower likes to take courses about floral arrangements. Discover the secrets of flower arrangements by visiting www.flower-arranging-courses.net, a blog about top flower arranging courses and best flower arranging classes.

PostHeaderIcon Losing Weight The Easy Way: A Gastric Bypass

Getting a gastric bypass seems to have become somewhat of a choice these days. Nowadays, there’s an increasing desire for that perfect body. Images of slim, toned bodies bombard us daily on every media outlet. The thing is, having that perfect body won’t just help you catch the eyes of everyone but also help out your health big-time. Obesity is more than just being overweight – it has incredible detrimental effects on your life and weight problems can cause your body trouble down the line. Some of the diseases associated with obesity are: diabetes, hypertension, migraines, and a dozen other liver and heart diseases.

There are a lot of ways to shed all of those unwanted pounds: dieting and exercise are probably two of the simplest and easisest ways to do so. Those two choices only require an investment of some time and discipline to get you to a fighting trim. Unfortunately, sometimes people don’t have the time to do so, or are suffering from conditions that make exercise or dieting a bit of a no-no or, at worst, make these approaches totally ineffectual. So, if you’ve been failed by these options, what are the choices that you have left? Well, there’s surgery.

When we think of weight-loss surgery, we usually think of liposuctions. That would be a complete misrepresentation of the process. Weight-loss surgery is a lot different from weight-reduction surgery, which is what liposuction is – liposuction is actually not even actual surgery. Operations or procedures that reduce weight do only a temporary reduction of your body weight – while weight-loss surgery aims to make changes in your body that would make weight loss a possibility and something that can be maintained. A gastric bypass can do this, as long as it is combined with behavioral changes.

You can see that there’s practical value in learning more about Gastric Bypass. Can you think of ways to apply what’s been covered so far?

What exactly happens during a gastric bypass? Well, in simple terms, a doctor finds a way for your stomach to be made smaller. The complicated explanation is that a doctor creates a small pouch for you near the opening of your stomach and connects that pouch directly to your small intestine – essentially making your food skip over a large part of your stomach and small intestine. This makes it so that you don’t absorb that much calories from your food, and it also makes your stomach hold a lot less food. Less calories and smaller intakes are what essentially drives you to lose weight after a gastric bypass. After the procedure, you’ll be in the hospital for three to five days, though there are some variations of the procedure that make that already short stay, even shorter.

Sounds all right doesn’t it? However, like all surgeries, it is still a major surgical operation that can affect the way you live. It should not be understaken unless it has been fully considered. You won’t be eating anything for three days after the surgery and you’ll be on a strict diet afterwards – eating too much will literally hurt you. Your body adjusting to the lower energy intake also takes its toll.

A gastric bypass is not a miracle cure-all but it can help a lot. So think long and hard before you do it.

So now you know a little bit about Gastric Bypass. Even if you don’t know everything, you’ve done something worthwhile: you’ve expanded your knowledge.

About the Author
By Anders Eriksson, feel free to visit his soon to be top ranked Perpetual20 training site: Perpetual 20

PostHeaderIcon What is a Hedge Fund

The simple answer to what is a Hedge Fund is that it is private equity funds which provide a hedge against market conditions. The Hedge Fund is not simple in practice. On a global basis there is over a trillion dollars of private investment capital that can literally invest in any commodity, currency indeses and stocks and bonds. Unlike traditional investing the Hedge Fund may go long or short the market. It is private equity and therefore the gains on transactions for fund owners is taxed differently that normal capital gains taxes.

Essentially the Hedge Fund is formed by individual investors who have a stake in the fund. The buy-in is in the millions. Noted Hedge Fund owners are George Soros and the Blackstone Group founded by Peter G. Peterson and Stephen A. Schwarzman.

The Blackstone Group is a fairy tale. The Blackstone Group was founded by Peter G. Peterson and Stephen A. Schwarsman. According to the Blackstone Group corporate biography the iniital private funds in 1985 were $400,000. By forging alliances and partnerships with some of the most well-heeled on Wall Street their assets under management are over 88.5 billion dollars.

The Blackstone Group is a world leader in alternative investment strategies and investment counseling. A recent IPO Blackstone Capital Partners raised an additional 21.7 billion dollars.

If you base what you do on inaccurate information, you might be unpleasantly surprised by the consequences. Make sure you get the whole Stock Market story from informed sources.

Hedge Funds are only a segment of the Blackstone Group Investments. The Blackstone Group has a stellar Hedge Fund management in the world market. Its group of Hedge Funds are uniquely tailored for a variety of investment strategies and goals. In fact the Blackstone Group can provide individualized tailoring of a Hedge Fund to fit the needs of large investment endowments and retirement funds. Anyone can purchase a unit of stock in the Blackstone Group through a licensed stock broker. It trades on the New York Stock Exchange under the stock ticker BX.

Any discussion about Hedge Funds would not be complete without mentioning the financial wizard George Soros. His ability to sense movements in the market place is known throughout the financial world. His Hedge Fund and investment company is Quantum Fund. He senses weaknesses and strengths as only a master financial investor/trader can. In 1992 his legendary move to short the British pound nearly broke the Bank of London is part of the lore of George Soros. He can play the upside or the downside of any market. Some may call it a sixth sense, but it is an all encompassing ability to assess with precision the reality of the market and stengths of the underlying values with the reactions of the wild and crazy speculator will do. It is this investor saavy that has placed him in the Forbes wealthiest category.

There are thousands of Hedge Funds available in the various market places. Lately some have not done as well due to the roller coaster ride that has occured. This is the time when the true test of a Hedge Fund manager is put to the test. The average mutual fund holder or retirement beneficiary may be surprised to learn that their funds are in part invested in low risk Hedge Funds. The most successful endowment funds have utilized the Hedge Fund investment to capitalize on market movement and volitility.

The professional that manage these funds are lightning quick and have the eccumen to know how and when to make grand plays. Any one who does not possess these combinations of skill and sixth sense does not last in the Hedge Fund for very long. The old adage, “If you snooze, you lose,” applies to Hedge Funds.

About the Author
Monica Flower likes to take courses about floral arrangements. Discover the secrets of flower arrangements by visiting www.flower-arranging-courses.net, a blog about top flower arranging courses and best flower arranging classes.

PostHeaderIcon Teaching Hearing Impaired Children at the Nonverbal Level

Would you like to find out what those-in-the-know have to say about Speech Therapy? The information in the article below comes straight from well-informed experts with special knowledge about Speech Therapy.

Teaching language to nonverbal, hearing-impaired children is in fact, a very controversial matter. The controversy stems from the idea that either of two goals is being targeted. One of which states that after language is learned, the child will be able to communicate orally; while the other states that the child will be able to communicate, not verbally, but manually.

Issues With This Approach

Although you may think that the best end goal would be a speaking child, some adult deaf groups would fiercely disagree. They believe that a hearing-impaired individual does not have to be verbal if only to be able to communicate with the rest of the population. For them, assimilation is not really a dream.

Although they aim to find some common grounds for communication, these groups do not really think it is necessary to learn spoken language just to take on the cultural traits of the verbal people.

And in respect to this claim, you have to understand that in some instances, language should be thought in completely nonverbal ways. The following are some of the means to facilitate language learning in nonverbal children.

British Sign Language (BSL)

This is a visual communication technique that incorporates the national or regional signs in Britain in a specified structure and is often taken as a language in its own. This kind of communication does not have a written form.

Manual English

This refers to all the communication systems that require signs, fingerspelling or gestures, which can appear separately or in combinations. This system keeps the word order and the correct syntactic form of the English language.

Signed English

This is the two-handed fingerspelling of the English language as based on British regional and national signs.

So far, we’ve uncovered some interesting facts about Speech Therapy. You may decide that the following information is even more interesting.

Fingerspelling

This is where the fingers of the hand assume 26 different positions. These 26 positions symbolize the 26 letters of the English alphabet. The combinations of these positions enable the formation of words or sentences.

Cued Speech

This is a one-handed supplement to lip-reading and is often used to clarify the nebulous phonemes that have been detected through lip-reading.

Paget Gorman Systematic Sign Language

This is a system devised by Sir Richard Paget and is used to give a grammatical representation of the spoken English language. It utilizes constructed signs and hand positions that differ form those used in the Britain Sign Language.

Signs Supporting English

This is composed of signs for keywords that would assist oral communication and used at appropriate times during utterances.

Auditory-Verbal Therapy

On the other hand, an even bigger number of people believe that language should be taught to nonverbal individuals so that they might actually be able to produce their own utterances. One of the most noteworthy methods in developing spoken language in nonverbal children is through the Auditory-Verbal Therapy.

The primary goal of the Auditory-Verbal Therapy is to maximize the child’s residual hearing so that audition might be fully integrated to his/her personality and that he/she may be able to participate in the hearing society. Another goal would be to make mainstreaming a reasonable option in the future. Thus, suggesting that the child is as capable as any hearing child in a normal educational environment.

The general premise of the Auditory-Verbal Therapy is to focus on the Auditory Approach where the hearing-impaired child would be given instructions to listen and not to lip-read or sign. This way, the child would be capitalizing on his residual hearing and it would be easy for him to learn auditory skills since he would not be relying on signed speech.

About the Author
About the Author By Janet Matthews, feel free to visit her site on how to manage Student Loan Debt

PostHeaderIcon Robbing someones Credibility

Identity theft in a broad sense covers many categories in courtroom battles. When identity theft is set for trial, this is no ordinary stealing of one’s number, or mere misrepresentation of some data common to salespeople, neither for the reason of lying, commonly mistaken as fraud for easier grounds to legal access.

Rather, it is the criminal deeds about the theft done by deception behind that stealing, misrepresentations, or lying. Identity theft and fraud is perfect combination to create a sophisticated crime in the immigration, espionage, frame up a crime, access to somebody else’s finances for economic gains. Identity theft and fraud is worst than plain robbing of any material goods, or common personal belongings.

Notorious criminals gaining control over important data of checking accounts, credit cards, social security, telephone numbers, passwords to either website or bank accounts, certainly will create havoc. Aside from using influence over one’s name thru purported deceptions, he will continue committing bad actions under one’s name to destroy long-established good reputation. Identity theft and fraud is one bundle of gigantic crime package that could start with a solicitous demand of one’s social security, or telephone number.

From there on, a criminal goes on manipulating to get further data from the victim’s trusted relatives and immediate family. Hands-on criminals never cease at one victim, unless they devour them, whole into his system. Once access is gained, will continue to finish with him rather than get started with another.

Common Ways to Evade Being a Victim of Identity Fraud:

1. It’s a rare case that someone will ask you about your middle initial (mother’s surname), if it happens, never divulge it. Obviously, banks or other financial management companies have already put them on records, and another attempt to get thru the like data is certainly created by somebody else’s, other than where your inputs are.

It’s really a good idea to probe a little deeper into the subject of Identity Theft. What you learn may give you the confidence you need to venture into new areas.

2. Be careful not to throw away your returned checks on paid billings from your paying banks. There might be scavengers loitering around for the purpose of following up garbage to get checking account numbers, and other data.

3. Originally approved Credit Cards, or renewals of the same, may be delivered by servicemen who may try to get your personal data that are not commonly asked, such as birthdays, or expiry dates of your card. Refrain from it, instead, tell them to send you a written message, bearing the letterhead of the originating office that they need it, to add to your resume.

4. Never endorse any possible letter in your mailbox, if you go on vacation unless to a trusted friend or relative. Your letter bearing your address might not get into your hands at all, bits of essential information, leaked instead.

5. Always be aware if you’re on call at a public telephone, somebody else may over hear you if you are transmitting some confidential matters concerning your personal identity.

Of course, no matter how careful, or effectively oriented a person may be, at times things just happen inevitably, or without much awareness. A possible victim of identity theft and fraud has only these offices to go in order to minimize further damage to his finances, reputation and disadvantage to his economy.

• Contact by all means the FTC (Federal Trade Commission), and report the case immediately.

About the Author
By Anders Eriksson, feel free to visit his soon to be top ranked Perpetual20 training site: Perpetual 20

PostHeaderIcon Investing on Stock Market – Safe and Secure Venture

The only way to keep up with the latest about Stock Market is to constantly stay on the lookout for new information. If you read everything you find about Stock Market, it won’t take long for you to become an influential authority.

You are at the point of your life when you badly want to put your money on proper venues. This is why you have been asking around for opinions and financial advices. You are doing the right thing because you will never go wrong as long as you feel safe and protected that you have made the right choice. This is why many people like you are choosing to invest on the stock market. They feel secured and protected with this kind of venture. This is because there are regulators that are responsible in protecting those who have invested in such.

Before you fully commit in investing with stocks, you have to be sure that you are ready for such venture. This means that you have planned things out and you are very much capable of handling the tasks as well as keeping up to date with how the markets are faring so that you will understand where your money is going. It will help if you will first research about the venture and all its aspect so that you will understand most things before you plunge into it. As you do your research, you must also start scouting for a good broker. They can guide you with how far should you go regarding your investments. They can teach you the basics, especially in the beginning when you are still trying to comprehend all things little by little.

Safe and Protected

The information about Stock Market presented here will do one of two things: either it will reinforce what you know about Stock Market or it will teach you something new. Both are good outcomes.

You have been hearing a lot of good things about this kind of investment, but how can you be so sure that these are real? For one, there are regulators on this venture that aim to help you against con games as well as swindling brokers. The securities industry is actually one of the most highly regulated industries in the US. The US Congress made sure that major laws are passed to help the industry’s operation. This agency is also responsible in authorizing the budgets for the Securities and Exchange Commission and other bureaus that have regulatory responsibilities.

To oversee the securities industry, the SEC makes sure that transactions are in order. They register new securities and manage the filings that are required for public companies like annual reports and quarterly reports. The SEC also looks at the stock exchanges as well as other firms and organizations that sell securities. They have effective means to find out fraud and scams on the marketing and advertising of various organizations who are luring people to try such venture. The SEC imposes on all companies to abide by their strict rules when it comes to the sale of securities.

Aside from SEC, the FINRA or Financial Industry Regulatory Authority, an industry self-regulatory body, oversees other matters of the securities industry. They set the standards for stockbrokers and other related professionals in the venture. They give out licenses after giving those who are interested broad and inclusive examinations.

Times are hard and it is not that easy to earn money. This is why you really have to make sure that you are going to invest what you have earned on safe ventures where you will profit in the long run. You can get all these as you look deeper and understand the complexities of the stock market.

So now you know a little bit about Stock Market. Even if you don’t know everything, you’ve done something worthwhile: you’ve expanded your knowledge.

About the Author
By Suraya – Your main sources and articles. Share your opinion and advice here!

PostHeaderIcon Should The Stock Investor Subscribe to a Business Publication?

In the world of stock investing, the more you know, the better you are. Most investors subscribe to at least one business journal and others subscribe to investor newsletters. The costs of subscriptions are reasonable compared to other specialized reading services. Many of the news journal also contain daily news stories and expert commentary. Most of the business news services and advisory newsletters are accessible on the Internet or in paper format.

Journals and Magazines:

The Wall Street Journal has been a familiar source of reliable stock market information for decades. It is owned by the Dow Jones family of business related publication. Dow Jones appears to headed for an acquisition by News Corporation with extensive a multi media entertainment holdings. The proposed merger should go through in the fourth quarter of 2007.

The Wall Street Journal has excellent stock market information. The format is easy to read and it is organized well for quick reference or for enjoyable reading about the stock market. The writers are exceptional with experience in the business world. There is a section to watch your own portfolio and to research company history and financial information that is easy to locate. It is a value at $79 for 54 weeks of reading either in paper or on-line. A subscriber can get both the on-line and paper version for a total of $99 for 52 weeks and some free weeks.

Barron’s is another publication that is owned by Dow Jones & Company. This publication is sold as a separate subscription. It is a weekly magazine format that is foremost in quality research and in depth reporting about the U.S. Market and around the world. Barron’s can be purchased on-line and in paper format.

You can see that there’s practical value in learning more about Stock Market. Can you think of ways to apply what’s been covered so far?

Investor’s Business Daily has similar content to the Wall Street Journal. It has a remarkably good analysis of daily stocks and a good on-line educational tutorial. The publication may be read on-line or on a paper format. The publication is $295 per year for the paper version or $235 for the on-line version.

Newsletters:

There are numerous financial newsletters available on-line and in paper format. Of the ones I have reviewed there are only two that I would recommend for their value in stock investing. The Morningstar Stock Reporter is a monthly publication that has great research on stocks. The information is easy to digest and the format is easy to read. The subscription is about $89 per year.

The Street dot com stock advisory is unique. It is produced by Jim Cramer who has decades of experience in investing in the ups, downs and in between times on the stock market. He has a charitable trust that he keeps tabs on and invests. Due to a variety of reasons he is not an active trader of hedge funds or other investments.

He is a financial whiz in the market who appears on TV and writes books. His famous book Mad Money is now a half-hour TV show. He answers questions posed by telephone callers to the show. He also provides stock analysis.

The Jim Cramer Street dot com stock analysis subscription allows the investor to trade along side with him. He sends out advisories on stocks by e-mail. He also allows the investor to see his portfolio. In addition for every subscription sold he sends the subscriber a free copy of his book. This advisory service is worth a free trial run and then decide if it is worth the cost of the subscription. Jim Cramer has made himself and a whole lot of people very rich.

Now you can understand why there’s a growing interest in Stock Market. When people start looking for more information about Stock Market, you’ll be in a position to meet their needs.

About the Author
By Wilson Chew, feel free to visit his site:Free Infomation Home

PostHeaderIcon What is an IPO?

This article explains a few things about Stock Market, and if you’re interested, then this is worth reading, because you can never tell what you don’t know.

An initial pubic offering is an IPO. In effect what an IPO does it takes a private company public. It is also a means for an existing company listed on one of the exchanges to spin off or create a new company from its parent company. It all sounds pretty straight forward.

Reasons for going public:

The most obvious reason for a private company to enter the public market is raising immediate liquid assets by way of offering shares in the company. Most private companies would prefer to avoid all of the burden of complying with reporting and other regulations, but sometimes a company needs to expand or generate large sums of money to keep up with competition. The reasons are the advantage of offering a chunk of the company without losing control of the company.

IPOs Past and Present:

See how much you can learn about Stock Market when you take a little time to read a well-researched article? Don’t miss out on the rest of this great information.

Before the acts of a few bad apples like Enron, WorldCom and others IPOs flourished on Wall Street. From the mid 1990s to the early 2000s each day brought a new public offering to the market place. Some weeks two or three new IPOs were introduced to the public market place. There were necessary compliance issues to deal with and prices to set and then the IPO hit the market and the exchanges decided what to do with the new kid on the block. Millions and sometimes more could be generated on the first day of trading.

That was then and now there is Sarbanes-Oxley a piece of legislation that was supposed to prospectively cure the market place of cooked books, fraud and make the investor feel more secure. There are aspects of this curative piece of legislation that has provided for more transparency in corporate America. The auditor independence section makes perfect sense. It seems like common sense you want your auditor to not have a conflict of interest. The area of corporate responsibility for subordinate acts of fraud, errors and omissions makes perfect sense. Disclosure regarding debt and other adverse actions involving the company almost seems like a redundancy with other securities laws.

The effect of the Sarbanes-Oxley and other methods to cut out bad apples is that it costs a great deal of money to take a company public these days. There is the need to hire top notch consultants and extra staff to comply with the ever increasing paper work and internal structural changes. It is not a bad piece of legislation, but it is burdensome for a heretofore small private company to be able to afford. The net effect is that the IPO is an infrequent event on Wall Street. There may be other reasons in addition to Sarbanes-Oxley.

Recently, the Blackstone Group introduced an IPO to the market place. It was priced well, but overall the event was lackluster. It generated some 20 billion dollars, but all of the expectations were overstated from the hoopla that preceded the offering. Perhaps we have simply become jaded.

The IPO is a launch of a newbie. The era of “what’s next,” may be part of our gilded past. It could be a good thing for the market place or it could signify a final epitaph to the Horatio Alger story which was overblown in the first place.

Now that wasn’t hard at all, was it? And you’ve earned a wealth of knowledge, just from taking some time to study an expert’s word on Stock Market.

About the Author
By Suraya – Your main sources and articles. Share your opinion and advice here!

PostHeaderIcon Speech Therapy Fluency Shaping: A Different Approach

Do you ever feel like you know just enough about Speech Therapy to be dangerous? Let’s see if we can fill in some of the gaps with the latest info from Speech Therapy experts.

There is a lot of fluency shaping techniques used in speech therapy for fluency disorders. However, due to the advancements of technology, a new kind of fluency shaping approach is now available. This is possible by the use of biofeedback mechanisms.

Fluency Shaping At A Glance

In fluency shaping therapy, motor skills are acquired. But in order to have a successful therapy the client needs to have feedback. Since it involves physically learned behavior, the client should know if what he is doing is right or wrong.

For example, a therapist asks his patient to use diaphragmatic breathing. The client and the speech therapist knows if the client is doing it right or wrong because they could observe it by putting a hand in the patient’s stomach.

On the other hand if the therapist asks the client to execute air with vocal tension, and he does so, and then therapist asks the client to do it faster; it would be hard to observe and see the difference between the two actions. That’s why biofeedback devices were invented.

Biofeedback Mechanisms

A biofeedback mechanism is an instrument that shows the user’s physiological activity’s display and measurement. It is very helpful to increase the awareness of the client. The client has an increased control of the activity too. It provides real time feedback that is more reliable and precise than human observation. It is able to measure what can’t be seen or heard by human senses.

So far, we’ve uncovered some interesting facts about Speech Therapy. You may decide that the following information is even more interesting.

It is also helpful with to that SLP so that he can concentrate on the other behaviors of the client. If the client is a visual learner, it would benefit him very much and it may speed up his way to successful fluency therapy. There are devices that can be used not only in the clinic but at home too, so the client can practice even at home.

Some examples of this kind of devices are CAFET or the Computer-Aided Fluency Establishment And Trainer, Dr. Fluency, EMG (Electromyograph) and Vocal Frequency Biofeedback.

The Dr. Fluency and CAFET are computer based biofeedback systems. They make use of a microphone to monitor the user’s vocal fold activity. A chest strap is also used to monitor breathing. The change in vocal fold activity and breathing is displayed on the computer display. Instructions and error messages are also seen.

The device trains a lot of fluency skill behaviors such as: continuous breathing, relaxed diaphragmatic breathing, pre-voice and gradual exhalation, gentle onset, continuous phonation, adequate support of breath, and phrasing.

In a study of CAFET, 197 teenagers and adults used the program reported that just after six months of finishing the program, eighty-two percent met the fluency criteria. After twelve months, eighty-nine percent were fluent. Lastly, in two years of post-therapy, ninety-two percent were fluent.

EMG and Vocal Frequency Biofeedback is a device using an EMG working with a DAF (Delayed Auditory Feedback) mechanism. The EMG monitors muscle activity and if it detects something wrong a red light would turn on and the DAF would automatically play.

The use of biofeedback mechanisms can be considered to a breakthrough in the realm of speech therapy and fluency disorders. However, not every one can have access through it, since getting such devices can be very expensive.

Nonetheless, other fluency shaping approaches are still viable and have been proven effective already from years of practice.

About the Author
By Wilson Chew, feel free to visit his site:Free Infomation Home